How it works
From PDF to Report
in 60 Seconds
No training required. No manual data entry. Upload a bank statement PDF and get a complete income analysis and risk report in under a minute.
Step 01
Upload the Bank Statement PDF
Drag and drop any UK bank statement PDF onto the upload page, or click to browse your files. Password-protected PDFs are supported — just enter the password when prompted.
- Supports all major UK banks — Lloyds, Barclays, HSBC, NatWest, Santander, Monzo, Starling, and more
- Both digital (native) PDFs and scanned paper statements accepted
- Password-protected files supported
- Add an optional case reference to keep your files organised
- Maximum file size: 50MB
Step 02
We Analyse It Automatically
Our OCR engine extracts every transaction from the PDF and runs it through our analysis pipeline. Income is classified, risk flags are detected, and a full report is generated — all in under 60 seconds.
- OCR extraction works on both digital and scanned PDFs
- Every transaction is categorised — income, expenses, transfers
- Income sources identified: employment, self-employed, benefits, rental
- 3-month rolling average and consistency score calculated
- Risk flags detected: gambling, overdrafts, BNPL, payday loans, cash deposits
- Risk score assigned: Low, Moderate, Elevated, or High
Step 03
Download Your Lender-Ready Report
Once processing is complete — usually within 60 seconds — your reports are ready to download. Choose Excel, PDF, or CSV depending on what you need.
- Excel report: multi-sheet workbook with income summary, transactions, and risk flags
- PDF report: professional formatted report ready to send to lenders
- CSV export: compatible with Xero and FreeAgent for accountants
- Reports include your case reference for easy filing
- Download links available for 24 hours
- No watermarks on Professional, Firm, and Enterprise plans
Common Questions
Everything you need to know before getting started.
How long does processing take?
Most statements are processed in under 60 seconds. Complex or lengthy statements may take up to 2 minutes.
What happens to my file after processing?
Your uploaded file and all extracted data are automatically and permanently deleted within 60 minutes of upload. We never store statement content beyond this window.
Do I need to install any software?
No. AutoConvertPros is entirely web-based. It works in any modern browser on any device — no installation required.
What if the bank statement is scanned or poor quality?
Our system uses a hybrid OCR approach — clean digital PDFs are processed using fast local OCR, while scanned or low-quality pages are automatically escalated to cloud OCR for higher accuracy.
Can I process statements for multiple clients?
Yes. Each upload is treated as a separate statement. On Professional and above plans you can process multiple statements per month. Use the case reference field to keep client files organised.
Is there a free trial?
Yes. The free plan includes 1 statement per month so you can try the service before upgrading. No credit card required.
Good to know
What Happens If Something Goes Wrong
AutoConvertPros is built to handle most UK bank statement formats, but here's what you'll see in edge cases.
Bank not recognised
If we cannot identify the bank format, you'll see a clear message explaining which banks are currently supported. We're continuously adding new formats — contact us if yours is missing.
Corrupted or unreadable PDF
If the PDF cannot be opened or is too low quality to extract text, you'll be prompted to upload a cleaner copy or try a different export from your online banking.
Wrong password
If you enter an incorrect password for a protected PDF, you'll be asked to try again. No processing charge is incurred for failed password attempts.
Processing timeout
On rare occasions, large or complex statements may take longer than 60 seconds. If processing times out, your statement quota is not consumed and you can re-submit.
On paid plans, contact support@autoconvertpros.com for manual review of any disputed output within 1 working day.
Ready to try it?
Free plan available. No credit card required.