Everything You Need to
Analyse Bank Statements

Automatically calculates rolling 3-month income averages, month-by-month breakdowns, and consistency scores. All income sources are classified and labelled.

• Rolling 3-month average income calculation
• Month-by-month income breakdown
• Income source classification: employment, self-employed, benefits, rental
• Consistency score with variance percentage
• Suitable for lender income verification

Download a multi-sheet Excel workbook with everything a lender or underwriter needs. Professionally formatted and ready to attach to a mortgage case file.

• Summary sheet with income averages and risk overview
• Full transaction list with categories
• Monthly income breakdown sheet
• Risk flags sheet with transaction details
• No watermarks on paid plans

Generate a clean, branded PDF report to send directly to lenders, clients, or include in a case pack. Includes case reference, income summary, and risk overview.

• Clean, professional layout
• Income summary and risk overview on page 1
• Detailed transaction analysis
• Risk flags clearly highlighted
• Case reference field for your records
• No watermarks on paid plans

Export transaction data in formats that import directly into Xero and FreeAgent — no reformatting, no manual mapping. Built specifically for UK accountants.

• Xero-compatible CSV — correct column headers and date format
• FreeAgent-compatible CSV export
• Categories mapped to accounting codes
• Tested against live Xero and FreeAgent imports
• Available on all paid plans

Our engine is trained on statements from all major UK banks and challengers. Both native digital PDFs and scanned paper statements are supported.

• Lloyds, Barclays, HSBC, NatWest, Santander
• Nationwide, Halifax, TSB, First Direct
• Monzo, Starling, Revolut, Metro Bank
• Co-op Bank, Virgin Money
• Password-protected PDFs fully supported
• Both digital and scanned PDFs

All files are processed on UK servers and automatically deleted within 60 minutes. ICO registered and fully GDPR compliant. No data is ever sold or shared.

• Files auto-deleted within 60 minutes
• UK-only data processing (London, eu-west-2)
• ICO registered
• GDPR compliant
• Encrypted in transit and at rest
• No data sold or shared with third parties

On Firm and Enterprise plans, invite your whole team and manage usage from a central dashboard. Shared quota, admin controls, and team activity visibility.

• Invite team members by email
• Shared statement quota across the team
• Team activity dashboard
• Admin and broker roles
• Company logo on all PDF reports
• Available on Firm and Enterprise plans